Get your life insurance number — done in minutes, not weeks
Skip the 45-minute sales call. Bob helps you land on your life insurance number in about 2 minutes, then most dads finish their application in 5–10 minutes online with no medical exam required.
Start with Bob. Talk to a human anytime. Free, 2 minutes, no pressure — Bob walks you through 4 quick questions to land on your life insurance number.
5–10 minute application
Fully digital. Answer a few questions and you're done — no paperwork, no phone tag.
No medical exam
Most applicants qualify without bloodwork or in-person visits. Just honest answers.
Answers 24/7
Ask Bob anything, get an estimate, and CoverDad matches you with the right coverage. Talk to a human anytime.
Frequently asked questions
Straight answers, no sales pitch.
Most dads complete the application in 5–10 minutes. Decisions are typically instant or within 24–48 hours through our partners.
Why your life insurance number stays affordable
Our trusted partners — Eleos Life, HoneyQuote, and ERGO Next — shop 30+ carriers behind the scenes so your life insurance number lines up with competitive pricing without the runaround. You're not stuck with one quote from one company.
Commissions are built into the premium, so you pay the same whether you use our link or apply direct. No markup, no extra fees — just access to the marketplace.
CoverDad is a licensed insurance agency that works and advocates for you. We earn commissions on policies purchased through our partners.
Bob is an AI-powered educational tool, not a licensed insurance advisor. Estimates are for informational purposes only.
Ready when you are.
Start with a real conversation — no pressure, no obligation. One CoverDad agent, in your corner for the whole journey. Or explore first with Bob.