Do I Really Need Life Insurance?
There's no day like today to protect what matters most with life insurance. Here are three key signs you need coverage today.
1. People Depend on You
You're irreplaceable. But if you pass away, a life insurance policy ensures your loved ones receive a payout to support themselves during a difficult time. They can use the money for groceries, rent, and any other expenses you know they'd need.
"Getting life insurance was so much easier than I expected. I was covered in minutes!" — CoverDad user
2. You Just Did Something Big
If you recently opened a business, grew your family, bought a house, or got hitched… congrats! All the more reason to get life insurance and protect those close to you.
"Knowing my family will be taken care of has brought me so much peace of mind." — CoverDad user
3. You Want to Save Money
While you may age like a fine wine, life insurance rates don't—they get more expensive every year. Lock in your price now to avoid overpaying later.
Monthly rates for $500,000 in coverage*
| Age | Male | Female |
|---|---|---|
| 30 | $21.78 | $15.12 |
| 40 | $35.35 | $25.85 |
| 50 | $67.27 | $52.38 |
*Example pricing for healthy, non-smoking males and females for a 10-year term life policy as of March 2022. Your price is subject to underwriting.
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